Electronic Cash

The ACH Processing Company provides Automated Clearing House (ACH) processing of electronic funds transfers on behalf of Originators and financial institutions through the direct Federal Reserve Fedline system. These services are provided under guidelines established by the Federal Reserve System and the banking community. The Company is a non-depository institution and provides EFT services for payroll direct deposit, accounts receivable collections, accounts payable disbursements, funds concentration and tax deposit payments.

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The Western Union MoneyZap service provides consumers and small businesses a simple and effective way to pay merchants online from their existing checking accounts. The Western Union MoneyZap team is committed to building world-class payment services that combine the efficiencies of the Internet with the reliability of existing payment networks.

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CertaPay is a division of Acxsys Corporation. We develop payment solutions that leverage and integrate seamlessly into existing brands and infrastructure. Five of Canada′s major banks have adopted the Interac Email Money Transfer service - creating the first, interbank-based email payment network of its kind and magnitude in the world.

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CheckFree Corporation is the leading provider of financial electronic commerce services and products. CheckFree designs, develops and markets services that enable 6.3 million consumers to receive and pay bills electronically through a variety of bill aggregation points, including banks, brokerage firms, Internet portals, content sites and personal financial management (PFM) software. CheckFree′s range of services and products are focused on enabling customers to make electronic payments and collections, automate paper-based recurring financial transactions and conduct secure Internet transactions.

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CHIPS, Clearing House Interbank Payments System, is the premier bank-owned payments system for clearing large value payments. CHIPS is a real-time, final payments system for U.S. dollars that uses bi-lateral and multi-lateral netting for maximum liquidity efficiency. CHIPS is the only large value system in the world that has the capability of carrying extensive remittance information for commercial payments. CHIPS processes over 270,000 payments a day with a gross value of $1.4 trillion. It is a premier payments platform serving the largest banks from around the world, representing 19 countries world wide."

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E Catalyst One provides global online payment services to international internet subscriber providers such as portals, ISP′s, banks and telecommunications companies which allows them to offer branded prepaid Internet accounts (either cash deposit or bank transfer) for shopping or P2P transactions: for merchants and customers within the local country or community; for expatriate customers residing in the U.S.; for cross border shopping, P2P transfers and cross-border auctions.

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E Charge is fraud-proof. There are no credit card numbers to get stolen. E Charge was built expressly to meet the needs of Internet shoppers. E Charge technology uses a rigorous identification method to verify every transaction.

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We believe that the foundation of every good payment program is a good card. And no one offers more unique stored value card types than Ecount. Our core card products are Visa branded, plastic or virtual, universally accepted or restricted for use (at one or a select group of merchants). Our card types include: plastic visa, PIN based debit cards, virtual visa, ATM only, virtual restricted spend, plastic restricted spend.

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GreenShoe′s goal is to create value for both consumers and merchants. GreenShoe is capitalizing on several core assets to aggressively penetrate the alternative payments and gift cards markets. The Company’s key assets include: a) proprietary high speed payment processing network; b) end-to-end B2B and B2C electronic payment products and solutions; c) proprietary patent pending methods for creating end-user stored value cash accounts while enabling high-value B2B online/offline cross promotions, and d) key existing partnerships with providers of critical business components and infrastructure to the Company’s target e-tail and retail partners and customers.

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Mellennia is a nationwide provider of customized, pre-paid electronic card solutions in the commercial, restaurant, financial, health care and government markets. Services range from gift card processing and customer loyalty programs to corporate cards. Our clients receive flexible, easy to use technology that allows them to aggressively compete in the marketplace.

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